Enough to make a stone weep

Insurance companies are part of the American corporate structure. They share many of the same goals and philosophies held by most publicly traded corporations. That means the bottom line is profit, morning noon and night, 24-7, and if it comes at the expense of your roof, what do you think will happen next?
Think about it. How many people do you know who were laid off not because a company was in trouble, but because they weren't making as high a profit as greedy stockholders and greedy executives (with stock options) wanted. Everyone knows someone in that boat. Some of us have been in that boat.
When something serious goes wrong and you need  your property insurance, don't think you're calling in your friendly agent or the wonderful folks you see in television ads. You're calling in the guy who fired your best friend after 27 years on the job in the name of corporate greed. That's the kind of guy who is going to come to your home or business, look around with a bored expression, and perhaps tell you there really isn't a claim, or offer a few hundred bucks. He may even be from another state - you won't see him at Rotary next week, nor in church on Sunday. You'll never see him again and the only consequences he faces come about if he gives you too much money. His employers will not like that.
You don't have to take it.  Public adjusters go to bat for you just like attorneys - and, like some attorneys, public adjusters at Metro get no fee unless they succeed in getting you money. Even up the fight: Get some smart help. I'm available, for instance, and if I help you, I don't get any money unless you get paid by the insurance company. We usually get people more money than they'd find possible without us. On my three "apprenticeship" claims, as an example, I got homeowners more than $45,000 the insurance companies didn't want to give them.  And I find claims people didn't know they had in about half the houses and businesses I visit.
If insurance companies win, it's because you lose.  If I win, it's because you win, too.  Which one sounds better?